Welcome to WiseWallet, a service provided by Finch Financial Solutions, located at 12 Robin Street, Financial District, Toronto, ON, M5J 2K8, Canada. By accessing or using WiseWallet (the "Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you may not use the Service. These Terms constitute a legally binding agreement between you and Finch Financial Solutions. For any inquiries, please contact us at legal@wisewallet.ca or call us at +1 617-549-2811.
WiseWallet provides tools and resources for budgeting, expense tracking, mobile payments, and financial planning. You agree to use the Service only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Service. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within the Service.
You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. Finch Financial Solutions reserves the right to refuse service, terminate accounts, remove or edit content, or cancel orders in its sole discretion.
The content, layout, design, data, databases, and graphics on this website are protected by intellectual property laws and are owned by Finch Financial Solutions or its licensors. Unless expressly permitted in writing, you may not copy, reproduce, modify, distribute, transmit, display, perform, publish, license, create derivative works from, or sell any information, software, products, or services obtained from the Service.
WiseWallet and the WiseWallet logo are trademarks of Finch Financial Solutions. You may not use these trademarks without the prior written permission of Finch Financial Solutions.
The information provided by WiseWallet is for general informational purposes only. We make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Service. Your use of the Service and your reliance on any information on the Service is solely at your own risk.
WiseWallet is not a substitute for professional financial advice. Always seek the advice of a qualified financial advisor for any questions you may have regarding your personal finances.
In no event shall Finch Financial Solutions, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.
Our total liability to you for all damages, losses, and causes of action, whether in contract, tort (including negligence), or otherwise, shall not exceed the amount you paid, if any, for using the Service.
These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in Toronto, Ontario, Canada to resolve any dispute arising out of these Terms or the Service.
Finch Financial Solutions reserves the right, at its sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.
If you have any questions about these Terms, please contact us:
If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is determined to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.
Our Service may contain links to third-party websites or services that are not owned or controlled by Finch Financial Solutions. Finch Financial Solutions has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Finch Financial Solutions shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such websites or services.
We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
You may not assign or transfer these Terms, by operation of law or otherwise, without Finch Financial Solutions' prior written consent. Any attempt by you to assign or transfer these Terms, without such consent, will be null and of no effect. Finch Financial Solutions may assign or transfer these Terms, at its sole discretion, without restriction.
We welcome and encourage you to provide feedback, comments and suggestions for improvements to the Service ("Feedback"). You may submit Feedback by emailing us at feedback@wisewallet.ca. You acknowledge and agree that all Feedback will be the sole and exclusive property of Finch Financial Solutions and you hereby irrevocably assign to Finch Financial Solutions and agree to irrevocably assign to Finch Financial Solutions all of your right, title, and interest in and to all Feedback, including without limitation all worldwide patent rights, copyright rights, trade secret rights, and other proprietary or intellectual property rights therein.